HartLoan plans to open more than 10 new MFI branches in 2022
Feb 11, 2023
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The need for money can arise suddenly. It often happens that a person may not have savings, be embarrassed to turn to friends, relatives may not always lend the right amount. What to do? Most decide to go to the bank. Is it worth it? Perhaps there is a more progressive, simpler, and faster way to get money on credit. Payday loans online with no credit check are your opportunity to get an urgent loan for any purpose.According, Hart Loan will open new branches of MFIs in many US states. But customers will also be able to apply for loans online. This is because the number of loans is growing. The largest part of loans is taken by people from 26 to 40 years old, their percentage is 50% of all clients who apply for microloans. Next come the clients who are from 21 to 25 years old, 23% of such clients, then people who are from 41 to 60 years old, 21% of such borrowers. The smallest percentage, only 6% of people who are over 60 years old.
It is also interesting that most often microcredits are issued by unmarried people, as many as 59%. Then come married and married - 36% and those who are divorced, only 5%. On average, people can take out 7 to 10 microloans per year, they can apply for such a loan for small purchases, such as the purchase of equipment or home renovation.
What specialists choose: bank or MFI?
The decision to apply to a commercial bank for a loan is not ideal. Yes, banks offer lower interest rates on loans, but there are a lot of minuses here.
Paperwork for a bank is a lengthy and meticulous process. Typically, creditors require the provision of workbooks, income statements. Banks can also issue large amounts, but only on the security of movable, immovable property or in the presence of guarantors. Also, the bank will never issue a loan without checking the credit history, and even its absence can be a reason for refusal. Therefore, applying for a loan from a bank is a complicated and troublesome process, unlike how they work and what MFIs can offer.
HartLoan.com is a microfinance organization and your reliable financial assistant who will help you bypass all these formalities, and you will be able to get payday loans online no credit check urgently, and without the above obstacles.
A brief list of requirements and application process
According to the latest data, to get payday loans online no credit check, the borrower needs to be a US citizen between the ages of 18 and 65. The following items and documents are also required:
• passport and tax number (the data is needed at the registration stage - they will not be physically needed);
• bank card (issued in your name and active);
• Internet access (from smartphone or PC).
HartLoan.com does not require not only a credit history, but also a certificate of income, a guarantor, a certificate of official employment, or an online presence of the borrower during the loan application. Also, the company does not check the intended use of funds. Payday loans online with no credit check are the best opportunity to get money before payday on terms that are quite favorable for the borrower.
If you still do not believe that it is very easy to get loans on a card urgently without checking your credit history, then quickly fill out an online application and fill out the questionnaire. And consider that the money has almost arrived on your card! HartLoan is the fastest and most convenient solution to all your financial problems!
Tags: English