What Should You Do to Recover Quickly from A Fire Disaster?
May 26, 2021
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A house fire disaster is among the worst things that can happen to you. The experience can be traumatic and can destroy your home and cause grievous injuries and even fatalities. While you should take all the precautions you can, a fire disaster can happen without warning. It is the reason why you should also know what to do in case of a fire incident. Some tips for dealing with it effectively:Contact Your Insurance Company Immediately
Among the first things you should do is to contact your insurance company. You should do this before you start planning the repair and restoration of your home because the insurance company will have to inspect the damage. You can also use this opportunity to understand the claims procedure and what you can do to quicken the process. It is important to wait for the insurer’s go-ahead before you commence any restoration activity. Obtain a copy of the fire report, as you will need to file your claim.
Start the Restoration
Even after the fire has been extinguished, it can continue to cause damage to your house in several ways. The structure can collapse, and pipes can burst if damaged. Further, you can end up inhaling toxic chemicals from the residues of the fire and smoke. As important as it is to commence the mitigation of the fire damage, it is not a DIY project. You must call in a professional fire damage restoration company to do it for you. You can call these Jersey City fire damage restoration experts to get a quote.
Maintain a Record of the Belongings Damaged
Your home insurance policy not only covers the structure but also your belongings. It means you can claim compensation for all the items that have been damaged by the fire. Typically, the policy limits the coverage of personal property to around 50-70% of coverage of your house, according to Forbes. Keeping a record of your belongings and their cost will help you identify the damaged assets and file your claim. It is important to take photographs of the damaged items from various angles and submit details like the price, purchase date, and the invoice, if possible. If you have lost critical documents like the driving license, home deed, passport, etc., find out how to get replacements.
Oversee the Removal of Damage-Free Items and Restoration Process
The professional fire restoration company you call in will typically first remove the undamaged belongings and then clean the house of smoke, soot, dust, and debris. Pooled water is then removed, and the house dried and sanitized to prevent health issues arising out of water and surface contamination. Cleaning and deodorizing of walls, carpets, furnishings, etc. are done thereafter.
Conclusion
Restoring your home after a fire incident can be costly. It is vital to document all the repair and restoration expenses so that you can claim them from the insurance company. When in doubt, be sure to consult both your insurance company and the restoration company so that you do not end up spending more than you can claim.
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