Thrive Lending Group and Marc Bui Lead the Way for the Mortgage Sector
Oct 20, 2022
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It remains a quintessential aspect of the American Dream to buy one’s own home. However, in September 2022 mortgage rates grew for the fourth consecutive week to surpass 6% - a figure that has not been exceeded since 2008. Furthermore, with the average 30-year fixed rate mortgage rising, and only predicted to continue this escalation, it is becoming continually more difficult to fulfill this foundational part of the American Dream due to the effect of mortgage rate changes on homeowner spending.
Despite this, there are a number of strategies prospective homeowners can effectuate in order to acquire the mortgage they need to finance their home purchase. One of the best options available to them is to take advantage of the knowledge of mortgage and real estate experts like Marc Bui. The manager of Thrive Lending Group, is leading the way in the mortgage industry and assists aspiring homeowners with their effective advice through these turbulent times.
A Method That Breaks The Mold
Marc Bui works as a mortgage originator. This is an individual that works in conjunction with prospective homeowners to assist them in securing the funding they need to purchase a house (i.e. a mortgage). Mortgage originators form a key component of the mortgage industry as a whole, facilitating its operation by working through an applicant’s approval process to finalization.
However, Bui is no ordinary mortgage originator and has in fact been able to achieve the success he has precisely due to his novel approach to the work. Because of his deep and genuine care for each and every one of his clients, Marc is truly passionate about seeing them successfully buy the home of their dreams, particularly those who are buying a home for the first time.
Bui draws on years of experience in the industry to utilize shrewd financial acumen in order to achieve lower mortgage rates for his clients. This detail is staggeringly important given the inverse relationship between an aspiring mortgage borrower’s knowledge of finance and the eventual rate they are obliged to pay (namely that the less experienced an applicant is with these topics, they will normally end up paying more in interest).
In this way, Bui’s clients are able to levy his knowledge in order to achieve the house they desire at an interest rate that is much more affordable and fair. Judging by Bui’s placement in the top 1% of mortgage originators in the US since 2015, it is fair to say his novel approach is very effective.
Image Credit: Marc Bui
About Marc Bui
With all the success to his name in the present day, it would be easy to assume that Bui’s future sprung from a very fortunate and privileged upbringing, though this could not be more untrue. In fact, Bui has openly stated that he comes from a very humble background, due to the fact that his family had to rebuild their lives from scratch in the US after immigrating from Vietnam.
Living in what Bui says could be described as the “hood”, his conscientious family worked hard to save their collective income and buy their own house. Bui himself started his first job at the age of 11 working for his parent’s clothes workshop - which he continued with until he received an offer from the National Gallup Poll to work in telesales at 17. Two years later and Bui’s career in the mortgage industry had started.
Bui quickly realized not only his passion and talent for this industry, and witnessed the upwards trajectory of his career as he progressed from job to job. After years worth of experience in the mortgage and real estate industry, Bui started his own lending team, Thrive Lending Group, which he employs as a medium through which to provide his specialist mortgage origination services.
Closing Statement
Taking all this into consideration, it is unsurprising that Marc Bui and his team Thrive Lending Group are spearheading the mortgage sector. Bui’s passion and dedication not only to his career, but to each of his individual clients as well, shines through all of his work and elucidates his success and position at the forefront of the mortgage industry.